[liberationtech] The Invention of "Ethical AI"

[L Jean Camp]

>An old saying: "When you hear the word 'ethics,' grab your wallet."
Among people who think their wallets matter and other people's lives don't.
Merry Children in Cages Christmas.

Anyway, to the actual discussion, the link to the proposed rule is:
https://www.consumerfinancemonitor.com/wp-content/uploads/sites/14/2019/08/HUD-Proposed-Disparate-Impact-Rule.pdf

And I think a very good description is here:
https://www.consumerfinancemonitor.com/wp-content/uploads/sites/14/2019/08/HUD-Proposed-Disparate-Impact-Rule.pdf

For those who do not like to download PDFs here is the AI component.
Basically building a discriminatory model is only subject to sanctions if
the claimant can prove that the model was built with intent to discriminant:

6. Where the cause of a discriminatory effect is alleged to be a model used
by the defendant such as a risk assessment algorithm, the defendant can:
I. Identify the material factors used in the model and shows that these
factors are not substitutes for protected  characteristics and that the
model is predictive of credit risk or another similar valid objective
II. Show that a recognized third party that determines industry standards
is responsible for producing, maintaining, or distributing the model, the
inputs within the model are not determined by the defendant, and the
defendant is using the model as directed by the third party
III. Show that the model has been validated by a neutral third party that
found it to be empirically derived, that its inputs are not substitutes for
protected characteristics, and that it is demonstrably and statistically
sound and accurately predicts risk or other valid objectives.




On Tue, Dec 24, 2019 at 1:18 PM John Young <jya at pipeline.com> wrote:

> An old saying: "When you hear the word 'ethics,' grab your wallet."
>
>
>
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-- 
Prof. L. Jean Camp
http://www.ljean.com


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